Showing posts with label Savings. Show all posts
Showing posts with label Savings. Show all posts

Wednesday, January 30, 2013

Get Ready, Get Set.......Garden

We have a lot of snow on the ground right now, and I think that more is coming.  But I can't help but feel good about spring. 

The garden books have been coming fairly regularly, and even worse, the baby chick catalogs.  I'm not really thinking of getting any chicks yet, but I know that it is about time to get ready to plant the early garden.

I was just in a planning meeting for our coming spring outage.  We will be totally concentrated on the outage work from about March 16 until the end of April.  So I know I only have about 6 weeks to get in the cool weather crops.  If I don't get them in before the outage, they will still grow, but it will get hot, and they won't really like it.

What to plant for the early garden?  You can plant these crops as early as you can turn the soil.  It doesn't matter if there is still some frost in it.

  • Lettuce
  • Arugula
  • Peas, both garden and snow
  • Onions, both seed or sets
  • Carrots 
  • Beets
  • Swiss Chard
I think you could also plant 
  • Cabbage
  • Kale
  • Turnips
  • Broccoli
  • Cauliflower
  • Celery
  • Potatoes
I'm a little nervous about the potatoes that early, but I think the rest of them would be OK.  The thing is, the seeds won't germinate until the soil warms up, and then when the little plants come up, they are already pretty used to the outdoors and are tougher then if you got them from a green house and transplanted them (think broccoli, cauliflower,  and cabbage).  I'm sure that you could get a hard enough cold snap late in the spring to kill them, but they are pretty tough.  Not like apricot blossoms or tomatoes.


Anyway, this is just a little reminder to my Nearest and Dearest.  I like to buy my seed from Mountain Valley Seeds.  They come in a foil pouch, and are resealable, and you can buy in quantity at a reasonable price.  Happy digging!

Friday, March 2, 2012

On Your Mark, Get Set......... Plant!

When the weather is cold, and the snow is deep, the seed companies send out the catalogs.  I'm always glad to see them.  I don't mind the winter cold so much, but the yard looks dreary is generally improved by a good snow.  Even though the early pitch to gardeners is probably mostly motivated by trying to beat out the competition on getting the first order of the sun deprived gardeners of the country, it is still a nice service to all of us.

Gardening is a funny pass time.  It doesn't beckon and call you out, or even invite you to think much about the coming season until it finally gets warm.  It's hard to get excited about getting the early, cool weather seeds in the ground when the weather hasn't even gotten to the cool stage yet.  It seems much better to tackle an indoor project, or just goof around with a game or YouTube when the temperature is low and the wind is blowing.  And after last night's storm, I know I will be inside for a while - you do have to be able to see the ground before you can do much digging.

So, on a snowy day what is there to do?  Well, a couple of weeks ago when it was still dry, but we were getting ready to take down a dead tree, I thought it might be time to stop using the rototiller for a lawn/garden ornament and took it, the lawn mower and the weed whip down to a small engine repair place to be repaired.  He was able to get to work on them right away, and will have them back to me in plenty of time to put them to work.  Also, the tree removal people gave us a 50% off price on removing a dead locust tree because they needed the work and it was not too busy.  You know that the first nice weekend in April there will be the start of the tidal wave of garden interest.  The stores will be packed, the small engine guys will be over loaded and the tree trimmers will be more expensive.

We got the tree down, many of the branches converted to firewood, and the trunk loaded and transported to a friend that has a sawmill.

 Early spring is a good time to start your gardening.  As soon as the soil is thawed you can start to plant your early season crops - peas, carrots, beets, potatoes, onions, chard, lettuce, cabbage, broccoli, kale, turnips.  We are talking seeds - don't rush out to buy the early plants from the green house because they will get killed as we are still in frost season.

Another thing that I like about early spring is you don't have to do it all..... later in the year it is so much work.  Work, work work...dig, plant,  water, weed.  Now it is cool.  You can get a bag or two of steer manure from Home Depot or Wal-Mart or from the steer (if there are any in your neighborhood), spread it out on the row you are going to work on and do a little digging- you want to break up the soil and mix in the manure,  then break up the clods with the rake until you have a nice seed bed, then plant the seeds, cover them to the appropriate depth and call it a day.  You don't even have to water.  It is kind of surprising later in the season,  when it gets warm, how much you got done.  The cool weather crops will be very happy, and they will grow well for you.  Don't expect any peas if you plant them on June 1.

There is a lot of work to be done in the spring.   Digging in the garden, especially early in the spring often reminds me of a story that Grandma told me.  She probably told it only once or twice but since spending the years that we spent on the farm, it made a huge impression on me.  The story is pretty short - It was that my Grandpa always used to go out early in the spring to get the ditches in shape.  His ditches weren't leveled by laser, there was no concrete lining or steel head gates.  They ran along the highest part of a field, and were usually sod.  He would go along each spring and shape the sod, clean out the sand and silt, and shovel smaller lateral ditches to further divide the water to the rows.  Grandma said that he put a file in his back pocket and would go out and shovel all day.  That's the story, but this is how it plays in my mind....

I imagine that the shovel was kept almost as sharp as a bread knife - you can't cut sod with a dull shovel.  So I see him out there, all alone, the grass just coming up, wind blowing a little.  It's cold if you are standing around, but he isn't.  The shovel flashes regularly in the sun.  His arms are corded with muscle.  His hat is pulled down around his ears.  He works steadily, hour after hour, a break at noon, more shoveling in the afternoon until about 4 p.m.  Then he comes in and forks hay to the cows, milks 3 or 4 cows, feeds the chickens, chops and saws some wood for the stove and then comes in for dinner.  He sits down and Grandma and Harlan, little children then, climb onto his lap.  He eats his supper in the warm kitchen with his sweet little family.  He is so tired, but happy with his work and his life.  They put the kids to bed, maybe they read from the Bible.  They might have a radio....I don't know.  But soon it is morning again, the sun up just a little earlier, milk, feed stock, take the shovel and head back to the ditches.  And all without an iPod..........

I guess that is about it.  Back to taxes..... Some of you have told me that you wanted a reminder of when to get your gardens started.  Now is the time.  Start small, make it easy.   It should be a happy hobby that gives you some peace, some exercise, and some good food.   

Tuesday, August 9, 2011

We All Need A 'Bottom Bank'

Some of you might remember a few years ago when some near (and hopefully dear) relatives of yours were going through South Jordan and were stopped and had their truck impounded because they were/are not the best at book work, and a just-past-teenie-bopper-girlie cop took exception to their lack of organization and had the truck impounded.....

So, there we were, grandparents in our mid-50's at 11:30 at night, on the Redwood Road sidewalk with the contents of the truck cab and truck bed stacked beside us like a couple of homeless people.  We could not see how this had come to pass - it just seemed beyond bizarre, but it might have been worse.

As it was, we called Chandler and he and Julie brought us their extra car and we drove home and came back on the next Monday and paid all the fines and tow charges and claimed our pickup.  But what would we have done if we hadn't had a cell phone, or someone to call, or any money to walk to a motel.....

We are wonderfully fortunate in that we have a depth of resources that could help us, but not everyone is so lucky.  In this article : "The Criminalization of Poverty" ,  Barbara Ehernrich writes about how, if you are poor, it is very possible for you to end up being a criminal, and it isn't that hard.  I'll just include a short quote - the part about having your car impounded kind of struck home to me:


"...... there are two main paths to criminalization, and one is debt. Anyone can fall into debt, and although we pride ourselves on the abolition of debtors' prison, in at least one state, Texas, people who can't pay fines for things like expired inspection stickers may be made to "sit out their tickets" in jail.
More commonly, the path to prison begins when one of your creditors has a court summons issued for you, which you fail to honor for one reason or another, such as that your address has changed and you never received it. Okay, now you're in "contempt of the court."
Or suppose you miss a payment and your car insurance lapses, and then you're stopped for something like a broken headlight (about $130 for the bulb alone). Now, depending on the state, you may have your car impounded and/or face a steep fine -- again, exposing you to a possible court summons. "There's just no end to it once the cycle starts," says Robert Solomon of Yale Law School. "It just keeps accelerating.""





It is of course a good thing to not be poor - we all are working to avoid that.  Things happen, rocks fly up and break windows and headlights...... there is an endless limit to what can break, or what we need or think that we need.  But we all need an emergency fund of some kind.

When our kids were little, they would sit on their money when they were playing 'Monopoly' so as not to let their siblings know how much they had.  One charming daughter coined the term 'bottom bank' for this little trick.  It was a good thing.  I don't know if she won or not, but she had a pretty good poker face, and I don't think her siblings knew how much she had in the bank.

We have all been advised to have some money available for emergencies.  If you are being advised by a financial guy, they will talk about having 6 months of your yearly wage ready to go - which I think would be nice, but is really silly.  I don't know of anyone that really needs money in the paycheck-to-paycheck sort of way that we and most of the people that we knew actually live that has anything like that.  

But when you think about actually falling into poverty, we should all have some kind of reserve that can be a 'last resource'....something that we would not use even to pay our cell phone bill, or for high speed internet...  Maybe it's only $50, maybe if we save our change we can grow it to $500 or $1000 or more.  That would be a pretty nice rainy-day fund for when the rain is coming down hard.  We are not a nation of savers.  Saving doesn't come easily to me, but it is important.  Anything you can save will give you some power in your life.  

Here is a little clip that shows the value of a 'Bottom Bank' over an investment bank...